Paystack

Paystack Customers API

Create, list, and update customer profiles; whitelist or blacklist customers via risk_action; deactivate stored authorizations; and run KYC validation against customer identities.

Paystack Customers API is one of 13 APIs that Paystack publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

This API exposes 1 machine-runnable capability that can be deployed as REST, MCP, or Agent Skill surfaces via Naftiko and 2 JSON Schema definitions.

Tagged areas include Customers and KYC. The published artifact set on APIs.io includes API documentation, an OpenAPI specification, 1 Naftiko capability spec, and 2 JSON Schemas.

GitHub OpenAPI

Documentation

📖
Documentation
https://paystack.com/docs/api/customer/

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/paystack/refs/heads/main/openapi/paystack-customers-openapi.yml

Schemas & Data

📊
JSONSchema
https://raw.githubusercontent.com/api-evangelist/paystack/refs/heads/main/json-schema/paystack-customer-schema.json
📊
JSONStructure
https://raw.githubusercontent.com/api-evangelist/paystack/refs/heads/main/json-structure/paystack-customer-structure.json

Other Resources

🔗
NaftikoCapability
https://raw.githubusercontent.com/api-evangelist/paystack/refs/heads/main/capabilities/customers.yaml

OpenAPI Specification

paystack-customers-openapi.yml Raw ↑ 
openapi: 3.0.1
info:
  title: Paystack Customers API
  description: Create, list, and manage customer profiles on your integration. Whitelist or blacklist customers, deactivate
    authorizations, and validate customers with KYC data.
  version: 1.0.0
  contact:
    name: Paystack Support
    url: https://support.paystack.com
    email: [email protected]
  license:
    name: Apache 2.0
    url: https://www.apache.org/licenses/LICENSE-2.0.html
servers:
- url: https://api.paystack.co
  description: Base API endpoint
tags:
- name: Customer
paths:
  /customer:
    post:
      tags:
      - Customer
      summary: Create Customer
      operationId: customer_create
      requestBody:
        content:
          application/x-www-form-urlencoded:
            schema:
              allOf:
              - $ref: '#/components/schemas/Customer/allOf/0'
              - $ref: '#/components/schemas/Customer/allOf/1'
          application/json:
            schema:
              allOf:
              - $ref: '#/components/schemas/Customer/allOf/0'
              - $ref: '#/components/schemas/Customer/allOf/1'
      responses:
        '201':
          $ref: '#/paths/~1plan/get/responses/200'
        '401':
          $ref: '#/paths/~1plan/get/responses/401'
        default:
          description: Server error
    get:
      tags:
      - Customer
      summary: List Customers
      operationId: customer_list
      description: List customers on your integration
      parameters:
      - name: use_cursor
        in: query
        schema:
          type: boolean
      - name: next
        in: query
        schema:
          type: string
      - name: previous
        in: query
        schema:
          type: string
      - name: from
        in: query
        schema:
          type: string
      - name: to
        in: query
        schema:
          type: string
      - name: perPage
        in: query
        schema:
          type: string
      - name: page
        in: query
        schema:
          type: string
      responses:
        '200':
          $ref: '#/paths/~1plan/get/responses/200'
        '401':
          $ref: '#/paths/~1plan/get/responses/401'
        '404':
          $ref: '#/paths/~1plan/get/responses/401'
        default:
          description: Server error
  /customer/{code}:
    get:
      tags:
      - Customer
      summary: Fetch Customer
      operationId: customer_fetch
      responses:
        '200':
          $ref: '#/paths/~1plan/get/responses/200'
        '401':
          $ref: '#/paths/~1plan/get/responses/401'
        '404':
          $ref: '#/paths/~1plan/get/responses/401'
        default:
          description: Server error
    put:
      tags:
      - Customer
      summary: Update Customer
      operationId: customer_update
      requestBody:
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/Customer/allOf/1'
          application/json:
            schema:
              $ref: '#/components/schemas/Customer/allOf/1'
      responses:
        '200':
          $ref: '#/paths/~1plan/get/responses/200'
        '401':
          $ref: '#/paths/~1plan/get/responses/401'
        '404':
          $ref: '#/paths/~1plan/get/responses/401'
        default:
          description: Server error
    parameters:
    - name: code
      in: path
      required: true
      schema:
        type: string
  /customer/set_risk_action:
    post:
      tags:
      - Customer
      summary: White/blacklist Customer
      description: Set customer's risk action by whitelisting or blacklisting the customer
      operationId: customer_riskAction
      requestBody:
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/Customer/allOf/3'
          application/json:
            schema:
              $ref: '#/components/schemas/Customer/allOf/3'
      responses:
        '201':
          $ref: '#/paths/~1plan/get/responses/200'
        '401':
          $ref: '#/paths/~1plan/get/responses/401'
        default:
          description: Server error
  /customer/deactivate_authorization:
    post:
      tags:
      - Customer
      summary: Deactivate Authorization
      operationId: customer_deactivateAuthorization
      description: Deactivate a customer's card
      requestBody:
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/Customer/allOf/2'
          application/json:
            schema:
              $ref: '#/components/schemas/Customer/allOf/2'
      responses:
        '201':
          $ref: '#/paths/~1plan/get/responses/200'
        '401':
          $ref: '#/paths/~1plan/get/responses/401'
        default:
          description: Server error
  /customer/{code}/identification:
    post:
      tags:
      - Customer
      summary: Validate Customer
      operationId: customer_validatte
      description: Validate a customer's identity
      requestBody:
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/Customer/allOf/4'
          application/json:
            schema:
              $ref: '#/components/schemas/Customer/allOf/4'
      responses:
        '201':
          $ref: '#/paths/~1plan/get/responses/200'
        '401':
          $ref: '#/paths/~1plan/get/responses/401'
        default:
          description: Server error
components:
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
  schemas:
    Customer:
      allOf:
      - type: object
        required:
        - email
        properties:
          email:
            description: Customer's email address
            type: string
      - type: object
        properties:
          first_name:
            description: Customer's first name
            type: string
          last_name:
            description: Customer's last name
            type: string
          phone:
            description: Customer's phone number
            type: string
          metadata:
            description: Stringified JSON object of custom data
            type: string
      - type: object
        required:
        - authorization_code
        properties:
          authorization_code:
            description: Customer's authorization code to be deactivated
            type: string
      - type: object
        required:
        - customer
        properties:
          customer:
            description: Customer's code, or email address
            type: string
          risk_action:
            description: "One of the possible risk actions [ default, allow, deny ]. allow to whitelist. \ndeny to blacklist.\
              \ Customers start with a default risk action.\n"
            type: string
            enum:
            - default
            - allow
            - deny
      - type: object
        required:
        - type
        - country
        - bvn
        - bank_code
        - account_number
        properties:
          type:
            description: Predefined types of identification.
            type: string
            enum:
            - bvn
            - bank_account
          country:
            description: Two-letter country code of identification issuer
            type: string
          bvn:
            description: Customer's Bank Verification Number
            type: string
          bank_code:
            description: You can get the list of bank codes by calling the List Banks endpoint (https://api.paystack.co/bank).
            type: string
          account_number:
            description: Customer's bank account number.
            type: string
          value:
            description: Customer's identification number. Required if type is bvn
            type: string
    Error:
      type: object
      properties:
        status:
          type: boolean
        message:
          type: string
    Response:
      type: object
      properties:
        status:
          type: boolean
        message:
          type: string
        data:
          type: object
security:
- bearerAuth: []