Lean Verifications API

openapi: 3.1.0
info:
  title: Lean Verifications API
  description: >
    Account Verification confirms ownership and validity of a bank account
    by IBAN or local account number across 27+ countries in the MENA region,
    Europe, the Americas, Asia, and Africa. Name Verification compares a
    supplied name against the registered payee record. Used for fraud
    reduction, payout pre-checks, and Confirmation of Payee.
  version: '1.0'
  contact:
    name: Lean Support
    url: https://help.leantech.me
servers:
  - url: https://api2.leantech.me
    description: Production
security:
  - BearerAuth: []
tags:
  - name: Account Verification
  - name: Name Verification
paths:
  /verifications/v1/accounts:
    post:
      summary: Lean Verify Account
      description: >
        Verify a bank account in one of 27+ supported countries. The request
        payload differs per country to accommodate local identifier formats
        (IBAN, sort-code/account-number, CLABE, etc.). Supported country
        codes include AE, SA, AR, BD, BE, BR, CN, FR, ID, IN, IT, KR, MX,
        NG, NL, NP, PK, PL, UG, GB, US, VN, MY, UY, PE, TR, and ZA.
      operationId: verifyAccount
      tags: [Account Verification]
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/AccountVerificationRequest'
      responses:
        '200':
          description: Verification result
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountVerificationResponse'
  /insights/v1/name-verification:
    post:
      summary: Lean Verify Name
      description: >
        Compare a supplied account-holder name against the canonical name
        held by the receiving bank to perform Confirmation of Payee.
      operationId: verifyName
      tags: [Name Verification]
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required: [name, account]
              properties:
                name:
                  type: string
                account:
                  type: object
                  properties:
                    iban:
                      type: string
                    account_number:
                      type: string
                    country:
                      type: string
      responses:
        '200':
          description: Name verification result
components:
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
  schemas:
    AccountVerificationRequest:
      type: object
      required: [country]
      properties:
        country:
          type: string
          description: ISO 3166-1 alpha-2 country code.
        iban:
          type: string
        account_number:
          type: string
        bank_code:
          type: string
        branch_code:
          type: string
        beneficiary_name:
          type: string
    AccountVerificationResponse:
      type: object
      properties:
        verified:
          type: boolean
        match_strength:
          type: string
          enum: [FULL, PARTIAL, NONE]
        bank_name:
          type: string
        account_holder:
          type: string