Lean Technologies

Lean Payments API

Single Instant Payment ("Pay by Bank") and Account-on-File (AOF) payment initiation, plus consent management. Create payment intents, retrieve payments by intent or payment id, list payment intents, and manage long-lived AOF consents with balance and history endpoints.

Lean Payments API is one of 11 APIs that Lean Technologies publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

This API exposes 3 machine-runnable capabilities that can be deployed as REST, MCP, or Agent Skill surfaces via Naftiko and 1 JSON Schema definition.

Tagged areas include Open Banking, Payments, Pay by Bank, PIS, and A2A. The published artifact set on APIs.io includes API documentation, an OpenAPI specification, 3 Naftiko capability specs, and 1 JSON Schema.

Documentation GitHub OpenAPI

OpenAPI Specification

openapi: 3.1.0
info:
  title: Lean Payments API
  description: >
    Pay by Bank single instant payment initiation, Account-on-File (AOF)
    payment initiation, and consent management. Supports creating payment
    intents, retrieving payments by intent or payment id, listing intents,
    and managing long-lived AOF consents with balance and history endpoints.
  version: '1.0'
  contact:
    name: Lean Support
    url: https://help.leantech.me
servers:
  - url: https://api2.leantech.me
    description: Production
security:
  - BearerAuth: []
tags:
  - name: Payment Intents
  - name: Account on File
  - name: Consents
paths:
  /payments/v1/intents:
    post:
      summary: Lean Create Payment Intent
      operationId: createPaymentIntent
      tags: [Payment Intents]
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/PaymentIntentRequest'
      responses:
        '201':
          description: Payment intent created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentIntent'
    get:
      summary: Lean List Payment Intents
      operationId: listPaymentIntents
      tags: [Payment Intents]
      responses:
        '200':
          description: Payment intents
  /payments/v1/intents/{intent_id}:
    get:
      summary: Lean Get Payment By Intent Id
      operationId: getPaymentByIntentId
      tags: [Payment Intents]
      parameters:
        - name: intent_id
          in: path
          required: true
          schema:
            type: string
            format: uuid
      responses:
        '200':
          description: Payment intent
  /payments/v1/{payment_id}:
    get:
      summary: Lean Get Payment By Payment Id
      operationId: getPaymentByPaymentId
      tags: [Payment Intents]
      parameters:
        - name: payment_id
          in: path
          required: true
          schema:
            type: string
            format: uuid
      responses:
        '200':
          description: Payment
  /payments/account-on-file:
    post:
      summary: Lean Initiate Aof Payment
      operationId: initiateAofPayment
      tags: [Account on File]
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                consent_id:
                  type: string
                  format: uuid
                amount:
                  type: number
                currency:
                  type: string
                description:
                  type: string
                reference:
                  type: string
      responses:
        '201':
          description: AOF payment initiated
  /consents/account-on-file:
    post:
      summary: Lean Create Aof Consent
      operationId: createAofConsent
      tags: [Consents]
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                customer_id:
                  type: string
                  format: uuid
                bank_identifier:
                  type: string
                max_amount:
                  type: number
                currency:
                  type: string
                expires_at:
                  type: string
                  format: date-time
      responses:
        '201':
          description: Consent created
  /consents/v1:
    get:
      summary: Lean List Customer Consents
      operationId: listCustomerConsents
      tags: [Consents]
      parameters:
        - name: customer_id
          in: query
          schema:
            type: string
            format: uuid
      responses:
        '200':
          description: Consents
  /consents/{consent_id}:
    get:
      summary: Lean Get Consent Details
      operationId: getConsentDetails
      tags: [Consents]
      parameters:
        - $ref: '#/components/parameters/ConsentId'
      responses:
        '200':
          description: Consent
  /consents/{consent_id}/balance:
    get:
      summary: Lean Fetch Consent Balance
      operationId: fetchConsentBalance
      tags: [Consents]
      parameters:
        - $ref: '#/components/parameters/ConsentId'
      responses:
        '200':
          description: Consent balance
  /consents/{consent_id}/history:
    get:
      summary: Lean Get Consent History
      operationId: getConsentHistory
      tags: [Consents]
      parameters:
        - $ref: '#/components/parameters/ConsentId'
      responses:
        '200':
          description: Consent history
components:
  parameters:
    ConsentId:
      name: consent_id
      in: path
      required: true
      schema:
        type: string
        format: uuid
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
  schemas:
    PaymentIntentRequest:
      type: object
      required: [amount, currency, beneficiary]
      properties:
        amount:
          type: number
        currency:
          type: string
          enum: [AED, SAR]
        description:
          type: string
        reference:
          type: string
        customer_id:
          type: string
          format: uuid
        beneficiary:
          type: object
          properties:
            name:
              type: string
            iban:
              type: string
            account_number:
              type: string
        creditor_reference:
          type: string
        idempotency_key:
          type: string
    PaymentIntent:
      type: object
      properties:
        intent_id:
          type: string
          format: uuid
        status:
          type: string
          enum: [PENDING, AWAITING_AUTHORIZATION, COMPLETED, FAILED, CANCELLED]
        amount:
          type: number
        currency:
          type: string
        created_at:
          type: string
          format: date-time
        link_url:
          type: string
          format: uri

Lean Payments API

Documentation

Specifications

Schemas & Data

Other Resources

OpenAPI Specification