US Bank RTP Real-Time Payments API
The RTP Real-Time Payments API enables 24/7/365 real-time payment origination through The Clearing House RTP network. Supports credit transfer messages, request for payment (RFP), and RTP eligibility verification. Transactions settle instantly and are irrevocable once sent.
Documentation
Specifications
Other Resources
CreditTransferDocs
https://developer.usbank.com/products/rtp-credit-transfer-message/v1
ProductSuite
https://developer.usbank.com/product-suites/rtp-api-product-suite
NaftikoCapability
https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/capabilities/treasury-management.yaml
NaftikoCapability
https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/capabilities/payments.yaml
SpectralRuleset
https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/rules/us-bank-rules.yml