Truist Open Banking API

aid: truist-financial:truist-open-banking-api
name: Truist Open Banking API
tags:
- Open Banking
- FDX
- Financial Data Exchange
- Accounts
- Banking
image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
baseURL: https://api.truist.com/v1
humanURL: https://truist-1132.my.site.com/truist/s/
properties:
- url: https://truist-1132.my.site.com/truist/s/
  type: Portal
- url: https://truist-1132.my.site.com/truist/s/subscriptions
  type: Documentation
- url: https://www.prnewswire.com/news-releases/truist-launches-secure-open-banking-experience-302685248.html
  type: Announcement
description: The Truist Open Banking API provides secure, FDX-compliant (Financial Data Exchange) access
  to consumer and small business financial data, enabling authorized fintech applications to retrieve
  account balances, transaction history, and payment information with client consent. Launched in February
  2026 in partnership with Mastercard's open finance platform, the API replaces credential sharing with
  tokenized, permission-based access. Truist expanded the program through a Plaid data-access agreement
  in March 2026, enabling clients to manage and revoke third-party data access through a centralized consent
  portal. The API supports account information, transaction data, investment data, and loan data per FDX
  standards.