Tink OAuth API

openapi: 3.1.0
info:
  title: Tink OAuth and Authorization API
  description: >
    OAuth 2.0 client-credentials, refresh, and delegated authorization-grant
    endpoints that gate every Tink data, payments, and reporting API. Tink
    issues client access tokens for server-to-server calls, user access tokens
    on behalf of an end user, and short-lived authorization codes that the
    Tink Link flow exchanges for user tokens. All other Tink APIs require a
    Bearer token issued by this service.
  version: '1.0'
  contact:
    name: Tink Developer Support
    url: https://docs.tink.com/
  license:
    name: Tink Terms of Service
    url: https://tink.com/terms-and-conditions/
servers:
  - url: https://api.tink.com
    description: Tink EU Production
  - url: https://api.us.tink.com
    description: Tink US Production
security:
  - BearerAuth: []
tags:
  - name: OAuth
    description: Token, authorization, and delegated grant endpoints.
  - name: User
    description: Permanent user lifecycle management.
paths:
  /api/v1/oauth/token:
    post:
      summary: Tink Create An OAuth Token
      description: >
        Issue an OAuth 2.0 access token. Supports `client_credentials` for
        server-side calls, `authorization_code` to exchange a Tink Link or
        delegated grant code for a user token, and `refresh_token` to renew
        an existing user token without re-authentication.
      operationId: createOauthToken
      tags:
        - OAuth
      requestBody:
        required: true
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/TokenRequest'
      responses:
        '200':
          description: Access token issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TokenResponse'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /api/v1/oauth/authorization-grant:
    post:
      summary: Tink Create An Authorization Grant
      description: >
        Mint a one-time authorization code for an existing permanent user.
        The returned `code` is exchanged at `/api/v1/oauth/token` with
        `grant_type=authorization_code` to obtain a user access token scoped
        to the requested data products.
      operationId: createAuthorizationGrant
      tags:
        - OAuth
      requestBody:
        required: true
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/AuthorizationGrantRequest'
      responses:
        '200':
          description: Authorization code issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AuthorizationGrantResponse'
        '400':
          $ref: '#/components/responses/BadRequest'
  /api/v1/oauth/authorization-grant/delegate:
    post:
      summary: Tink Create A Delegated Authorization Grant
      description: >
        Mint a delegated authorization code for a user who has not yet
        connected a bank, returning a Tink Link URL the customer can launch
        to authenticate with their bank and consent to the requested scopes.
      operationId: createDelegatedAuthorizationGrant
      tags:
        - OAuth
      requestBody:
        required: true
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/DelegatedAuthorizationGrantRequest'
      responses:
        '200':
          description: Delegated authorization code issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AuthorizationGrantResponse'
        '400':
          $ref: '#/components/responses/BadRequest'
  /api/v1/user/create:
    post:
      summary: Tink Create A Permanent User
      description: >
        Create a permanent Tink user identified by `external_user_id` for
        repeat data access. Required before delegating authorization for
        continuous-access products such as Transactions, Balance Check, and
        Account Check refreshes.
      operationId: createUser
      tags:
        - User
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateUserRequest'
      responses:
        '200':
          description: User created.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UserResponse'
        '400':
          $ref: '#/components/responses/BadRequest'
  /api/v1/user/delete:
    post:
      summary: Tink Delete A User
      description: Permanently delete a Tink user and all associated credentials.
      operationId: deleteUser
      tags:
        - User
      responses:
        '204':
          description: User deleted.
        '401':
          $ref: '#/components/responses/Unauthorized'
components:
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
  schemas:
    TokenRequest:
      type: object
      required:
        - grant_type
      properties:
        grant_type:
          type: string
          enum: [client_credentials, authorization_code, refresh_token]
        client_id:
          type: string
        client_secret:
          type: string
        code:
          type: string
        refresh_token:
          type: string
        scope:
          type: string
    TokenResponse:
      type: object
      properties:
        access_token:
          type: string
        token_type:
          type: string
          example: bearer
        expires_in:
          type: integer
          format: int32
        refresh_token:
          type: string
        scope:
          type: string
        id_hint:
          type: string
    AuthorizationGrantRequest:
      type: object
      required:
        - external_user_id
        - scope
      properties:
        external_user_id:
          type: string
        scope:
          type: string
        id_hint:
          type: string
    DelegatedAuthorizationGrantRequest:
      type: object
      required:
        - scope
      properties:
        external_user_id:
          type: string
        actor_client_id:
          type: string
        scope:
          type: string
        id_hint:
          type: string
    AuthorizationGrantResponse:
      type: object
      properties:
        code:
          type: string
    CreateUserRequest:
      type: object
      required:
        - external_user_id
        - market
        - locale
      properties:
        external_user_id:
          type: string
        market:
          type: string
          example: GB
        locale:
          type: string
          example: en_US
        retention_class:
          type: string
          enum: [PERMANENT, TEMPORARY]
    UserResponse:
      type: object
      properties:
        user_id:
          type: string
        external_user_id:
          type: string
    Error:
      type: object
      properties:
        errorMessage:
          type: string
        errorCode:
          type: string
  responses:
    BadRequest:
      description: Invalid request.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    Unauthorized:
      description: Missing or invalid bearer token.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'