TD Bank

TD Bank Rewards API

TD Open Banking Rewards API v1.0.0 returns reward program and membership information for the currently authenticated user — designed to track rewards participation across travel, retail, and merchant programs tied to TD credit card and loyalty accounts.

TD Bank Rewards API is one of 14 APIs that TD Bank publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

This API exposes 1 machine-runnable capability that can be deployed as REST, MCP, or Agent Skill surfaces via Naftiko.

Tagged areas include Rewards and Open Banking. The published artifact set on APIs.io includes API documentation, an OpenAPI specification, and 1 Naftiko capability spec.

GitHub OpenAPI

Documentation

📖
Documentation
https://docs.pat.openbanking.amcb.developer.td.com/guides/rewards-api-spec-hdi

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/td-bank/refs/heads/main/openapi/td-bank-rewards-api-openapi.yml

Other Resources

🔗
SandboxURL
https://api.openbanking.amcb.developer.td.com/sandbox/fdx/v6
🔗
NaftikoCapability
https://raw.githubusercontent.com/api-evangelist/td-bank/refs/heads/main/capabilities/rewards-rewards.yaml

OpenAPI Specification

td-bank-rewards-api-openapi.yml Raw ↑ 
openapi: 3.1.0
info:
  title: TD Bank Rewards API
  description: >-
    TD Open Banking Rewards API v1.0.0. Returns reward program and
    membership information for the currently authenticated user — used to
    track participation across travel, retail, and merchant programs tied
    to TD credit card and loyalty accounts.
  version: '1.0.0'
  contact:
    name: TD Open Banking Developer Support
    url: https://developer.td.com
externalDocs:
  description: Rewards 1.0.0 API Spec
  url: https://docs.pat.openbanking.amcb.developer.td.com/guides/rewards-api-spec-hdi
servers:
  - url: https://api.openbanking.amcb.developer.td.com/fdx/v6
    description: Production
  - url: https://api.openbanking.amcb.developer.td.com/sandbox/fdx/v6
    description: Sandbox
tags:
  - name: Rewards
security:
  - oauth2: []
paths:
  /rewards-programs:
    get:
      operationId: listRewardsPrograms
      summary: List Rewards Programs
      tags: [Rewards]
      responses:
        '200':
          description: Reward programs
          content:
            application/json:
              schema:
                type: object
                properties:
                  programs:
                    type: array
                    items: { $ref: '#/components/schemas/RewardProgram' }
  /rewards-programs/{programId}:
    get:
      operationId: getRewardsProgram
      summary: Get Rewards Program
      tags: [Rewards]
      parameters:
        - name: programId
          in: path
          required: true
          schema: { type: string }
      responses:
        '200':
          description: Reward program detail
components:
  securitySchemes:
    oauth2:
      type: oauth2
      flows:
        authorizationCode:
          authorizationUrl: https://api.openbanking.amcb.developer.td.com/oauth/v1/authorize
          tokenUrl: https://api.openbanking.amcb.developer.td.com/oauth/v1/token
          scopes:
            rewards_read: Read rewards info
  schemas:
    RewardProgram:
      type: object
      required: [programId, name]
      properties:
        programId: { type: string }
        name: { type: string }
        sponsor: { type: string }
        currency: { type: string }
        currentBalance: { type: number }
        category: { type: string }
        memberSince: { type: string, format: date }