Rho Platform API

aid: rho-co:rho-platform-api
name: Rho Platform API
description: Rho exposes APIs for partners and customers to embed Rho banking and payments capabilities,
  including a Virtual Card API for programmatically issuing cards and a Vendor Onboarding API for embedding
  payment and tax form collection in supplier portals. Rho also leverages open banking APIs to aggregate
  external accounts into a unified liquidity view. API details are typically provisioned through Rho's
  partnerships and customer success teams.
humanURL: https://www.rho.co/
tags:
- Banking
- Cards
- Vendors
- Onboarding
- Open Banking
- Treasury
properties:
- type: Website
  url: https://www.rho.co/
- type: VirtualCardAPI
  url: https://moreinfo.rho.co/corporate-card-issuer-virtual-card-api-custom-payment-flows
- type: VendorOnboardingAPI
  url: https://moreinfo.rho.co/solution-vendor-onboarding-api-custom-supplier-portals
- type: OpenBanking
  url: https://moreinfo.rho.co/financial-solution-consolidated-view-banking-open-apis
- type: Integrations
  url: https://www.rho.co/integrations
- type: Pricing
  url: https://www.rho.co/pricing
- type: SignUp
  url: https://signup.rho.co
features:
- name: Business Checking and Savings
  description: Operating accounts with high FDIC sweep insurance and zero ACH fees.
- name: Treasury
  description: Yield-bearing cash management product for idle balances.
- name: Corporate Cards
  description: Issue physical and virtual cards with cash back, spend controls, and real-time visibility.
- name: Virtual Card API
  description: Programmatically issue virtual cards, set limits, and retrieve transaction data for embedded
    payment flows.
- name: Bill Pay
  description: Zero-fee AP with AI invoice scanning, approval workflows, and direct payment from Rho balances.
- name: Expense Management
  description: Capture receipts, code transactions, and eliminate manual expense reports.
- name: Invoicing
  description: Send invoices and collect customer payments alongside banking and AP.
- name: Vendor Onboarding API
  description: Embed secure payment and tax form collection into supplier portals and internal apps.
- name: Open Banking Aggregation
  description: Pull real-time balances from external institutions for a consolidated liquidity view.
- name: Automated Close
  description: Automate monthly book close with reconciliation across banking, cards, treasury, and AP.
useCases:
- name: Startup Banking
  description: Replace a traditional business bank account with operating, treasury, cards, and AP in
    a single platform.
- name: Multi-Entity Finance Operations
  description: Manage cash, cards, and AP across multiple legal entities from one dashboard.
- name: Embedded Vendor Onboarding
  description: Use the Vendor Onboarding API to collect payee details directly inside your own supplier
    portal.
- name: Embedded Virtual Card Issuance
  description: Issue virtual cards through your own software for custom payment flows.
- name: Accountant Workflows
  description: Give accounting firms a Partner Portal for managing client books across Rho accounts.
integrations:
- name: QuickBooks Online
- name: NetSuite
- name: Sage Intacct
- name: Microsoft Dynamics 365 Business Central
- name: Xero
- name: Plaid
- name: ACH
- name: Wire
- name: SAFE Note Generator
authentication:
- type: API Key
  description: API key authentication for partner and customer integrations, provisioned through Rho.