Pinwheel Verify API
Pinwheel Verify is a payroll-connected income and employment verification API that returns identity, employment status and dates, current and historical paystubs, shifts (for hourly workers), and tax forms pulled directly from the source payroll system. Mortgage lenders, auto lenders, personal-loan and BNPL providers, property managers, and gig platforms use Verify as a real-time, consent-based alternative to Work Number / pay-stub uploads. Pinwheel operates as a Consumer Reporting Agency (CRA), making Verify reports usable for FCRA-covered underwriting decisions.