MastercardPayment Account Management

Mastercard issuers can use the Payment Acount Management (PAM) API to uniformly perform account lifecycle management on accounts held across different Mastercard systems. The PAM API can be used to submit lifecycle management events that update associated Mastercard Digital Enablement Service (MDES) tokens. Automatic Billing Updater (ABU)-implemented issuers can also use PAM API to submit real-time account updates that the ABU system consumes in near real-time.

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