Klarna Kosma

Klarna Kosma Payments API

Kosma Payments is the white-labeled PSD2 Payment Initiation Service (PIS) product. It lets merchants and platforms trigger account-to-account bank transfers directly from a consumer's bank, bypassing card rails. Sessions are created against /xs2a/v1/sessions on the XS2A API, the consumer authenticates via the XS2A App, and Kosma orchestrates SCA and settlement confirmation with the consumer's ASPSP under PSD2.

Klarna Kosma Payments API is one of 6 APIs that Klarna Kosma publishes on the APIs.io network.

Tagged areas include Open Banking, PSD2, PIS, Payments, and Account-to-Account. The published artifact set on APIs.io includes API documentation.

GitHub

Documentation

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Documentation
https://docs.openbanking.klarna.com/xs2a/quick-start-pis.html

API entry from apis.yml

apis.yml Raw ↑ 
aid: klarna-kosma:klarna-kosma-payments-api
name: Klarna Kosma Payments API
tags:
- Open Banking
- PSD2
- PIS
- Payments
- Account-to-Account
humanURL: https://docs.openbanking.klarna.com/xs2a/quick-start-pis.html
baseURL: https://api.openbanking.klarna.com
properties:
- url: https://docs.openbanking.klarna.com/xs2a/quick-start-pis.html
  type: Documentation
description: Kosma Payments is the white-labeled PSD2 Payment Initiation Service (PIS) product. It lets
  merchants and platforms trigger account-to-account bank transfers directly from a consumer's bank, bypassing
  card rails. Sessions are created against /xs2a/v1/sessions on the XS2A API, the consumer authenticates
  via the XS2A App, and Kosma orchestrates SCA and settlement confirmation with the consumer's ASPSP under
  PSD2.