Fintecture Transactions and Settlements API

openapi: 3.1.0
info:
  title: Fintecture Transactions and Settlements API
  description: >
    Inspect transactions and settlements. Settlements are outgoing payments
    from the merchant's Local Acquiring account to the merchant's own bank
    account. The sandbox exposes an additional /v1/transactions/simulate
    endpoint for testing webhook and event flows.
  version: "v1"
  contact:
    name: Fintecture Support
    url: https://fintecture.com/contact

servers:
  - url: https://api.fintecture.com
    description: Production
  - url: https://api-sandbox.fintecture.com
    description: Sandbox

security:
  - BearerAuth: []

tags:
  - name: Transactions
  - name: Sandbox

paths:
  /v1/transactions:
    get:
      summary: List All Transactions
      operationId: listAllTransactions
      tags: [Transactions]
      parameters:
        - in: query
          name: filter[from]
          schema: { type: string, format: date }
        - in: query
          name: filter[to]
          schema: { type: string, format: date }
        - in: query
          name: filter[type]
          schema: { type: string, enum: [debit, credit] }
      responses:
        '200':
          description: Transactions list
          content:
            application/json:
              schema:
                type: object
                properties:
                  data:
                    type: array
                    items: { $ref: '#/components/schemas/MerchantTransaction' }

  /v1/transactions/{transaction_id}:
    get:
      summary: Get Specific Transaction
      operationId: getTransactionById
      tags: [Transactions]
      parameters:
        - in: path
          name: transaction_id
          required: true
          schema: { type: string }
      responses:
        '200':
          description: Transaction details
          content:
            application/json:
              schema: { $ref: '#/components/schemas/MerchantTransaction' }

  /v1/transactions/simulate:
    post:
      summary: Simulate A Transaction
      description: Simulate a credit/debit transaction in the Sandbox environment. Use this to test webhook and event flows.
      operationId: simulateTransactionEvent
      tags: [Sandbox]
      requestBody:
        required: true
        content:
          application/json:
            schema: { $ref: '#/components/schemas/SimulateTransactionRequest' }
      responses:
        '200':
          description: Simulation result
          content:
            application/json:
              schema: { $ref: '#/components/schemas/MerchantTransaction' }

components:
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
  schemas:
    MerchantTransaction:
      type: object
      properties:
        id: { type: string }
        amount: { type: string }
        currency: { type: string }
        type:
          type: string
          enum: [debit, credit]
        status: { type: string }
        booking_date: { type: string, format: date }
        value_date: { type: string, format: date }
        description: { type: string }
        related_payment_id: { type: string }
        related_settlement_id: { type: string }

    SimulateTransactionRequest:
      type: object
      required: [amount, currency, type]
      properties:
        amount: { type: string }
        currency: { type: string }
        type:
          type: string
          enum: [debit, credit]
        description: { type: string }
        bank_account_id: { type: string }