Cross River Operating System (COS)

Proprietary API-driven banking core that underpins all Cross River partner programs. Provides a real-time subledger, KYC / KYB, compliance workflows, accounts, payments, cards, and lending primitives behind a unified REST API surface. Access is granted to onboarded partners only.

Cross River Operating System (COS) is one of 8 APIs that Cross River Bank publishes on the APIs.io network.

Tagged areas include Core Banking, Subledger, and Platform. The published artifact set on APIs.io includes API documentation.

API entry from apis.yml

apis.yml Raw ↑
aid: cross-river-bank:cos
name: Cross River Operating System (COS)
description: Proprietary API-driven banking core that underpins all Cross River partner programs. Provides
  a real-time subledger, KYC / KYB, compliance workflows, accounts, payments, cards, and lending primitives
  behind a unified REST API surface. Access is granted to onboarded partners only.
humanURL: https://www.crossriver.com/cos
baseURL: gated-partner-access
tags:
- Core Banking
- Subledger
- Platform
properties:
- type: Documentation
  url: https://docs.crossriver.com