Bunq Monetary Account API

The Bunq Monetary Account API is a powerful tool that allows developers to seamlessly integrate Bunq's revolutionary banking services into their own applications. With this API, developers can easily create and manage monetary accounts, send and receive payments, and access account information in real-time. The API also provides advanced features such as setting up automatic transfers, tracking expenses, and monitoring account balances.

OpenAPI Specification

bunq-user-userid-monetary-account-openapi-original.yml Raw ↑
openapi: 3.0.0
info:
  title: 'Bunq user/{userID}/monetary-account'
  description: Needs description.
  termsOfService: http://bunq.com/terms-api/
  contact:
    name: bunq Developer Support
    url: http://bunq.com/developer
  license:
    name: Apache 2.0
    url: https://www.apache.org/licenses/LICENSE-2.0.html
  version: '1.0'
servers:
  - url: https://public-api.sandbox.bunq.com/{basePath}
    description: Sandbox server
    variables:
      basePath:
        default: v1
  - url: https://api.bunq.com/{basePath}
    description: Production server
    variables:
      basePath:
        default: v1
components:
  schemas:
    AttachmentMonetaryAccountCreate:
      type: object
      properties:
        id:
          type: integer
          description: The ID of the attachment created.
          readOnly: true
          writeOnly: false
    BunqMeFundraiserResultRead:
      type: object
      properties:
        id:
          type: integer
          description: The id of the bunq.me.
          readOnly: true
          writeOnly: false
        created:
          type: string
          description: The timestamp when the bunq.me was created.
          readOnly: true
          writeOnly: false
        updated:
          type: string
          description: The timestamp when the bunq.me was last updated.
          readOnly: true
          writeOnly: false
        bunqme_fundraiser_profile:
          type: object
          description: The bunq.me fundraiser profile.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/BunqMeFundraiserProfile'
        payments:
          type: array
          description: The list of payments, paid to the bunq.me fundraiser profile.
          readOnly: true
          writeOnly: false
          items:
            $ref: '#/components/schemas/Payment'
    BunqMeTabCreate:
      type: object
      properties:
        id:
          type: integer
          description: The id of the created bunq.me.
          readOnly: true
          writeOnly: false
    BunqMeTabUpdate:
      type: object
      properties:
        Id:
          type: object
          description: The id of the created item
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/BunqId'
    BunqMeTabRead:
      type: object
      properties:
        id:
          type: integer
          description: The id of the created bunq.me.
          readOnly: true
          writeOnly: false
        created:
          type: string
          description: The timestamp when the bunq.me was created.
          readOnly: true
          writeOnly: false
        updated:
          type: string
          description: The timestamp when the bunq.me was last updated.
          readOnly: true
          writeOnly: false
        time_expiry:
          type: string
          description: The timestamp of when the bunq.me expired or will expire.
          readOnly: true
          writeOnly: false
        monetary_account_id:
          type: integer
          description: The id of the MonetaryAccount the bunq.me was sent from.
          readOnly: true
          writeOnly: false
        status:
          type: string
          description: >-
            The status of the bunq.me. Can be WAITING_FOR_PAYMENT, CANCELLED or
            EXPIRED.
          readOnly: true
          writeOnly: false
        type:
          type: string
          description: The type of the bunq.me Tab. Should be BUNQ_ME
          readOnly: true
          writeOnly: false
        alias_monetary_account:
          type: object
          description: >-
            The LabelMonetaryAccount with the public information of the User and
            the MonetaryAccount that created the bunq.me link.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelMonetaryAccount'
        bunqme_tab_share_url:
          type: string
          description: The url that points to the bunq.me page.
          readOnly: true
          writeOnly: false
        bunqme_tab_entry:
          type: object
          description: The bunq.me entry containing the payment information.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/BunqMeTabEntry'
        bunqme_tab_entries:
          type: array
          description: The bunq.me tab entries attached to this bunq.me Tab.
          readOnly: true
          writeOnly: false
          items:
            $ref: '#/components/schemas/BunqMeTabEntry'
        result_inquiries:
          type: array
          description: The list of bunq.me result Inquiries successfully made and paid.
          readOnly: true
          writeOnly: false
          items:
            $ref: '#/components/schemas/BunqMeTabResultInquiry'
    BunqMeTabResultResponseRead:
      type: object
      properties:
        payment:
          type: object
          description: The payment made for the bunq.me tab.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Payment'
    CurrencyCloudPaymentQuoteCreate:
      type: object
      properties:
        Id:
          type: object
          description: The id of the created item
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/BunqId'
    CurrencyConversionRead:
      type: object
      properties:
        id:
          type: integer
          description: The id of the conversion.
          readOnly: true
          writeOnly: false
        created:
          type: string
          description: The timestamp of the conversion's creation.
          readOnly: true
          writeOnly: false
        updated:
          type: string
          description: The timestamp of the conversion's last update.
          readOnly: true
          writeOnly: false
        status:
          type: string
          description: The status of the conversion.
          readOnly: true
          writeOnly: false
        date_delivery_expected:
          type: string
          description: The expected delivery date of the conversion.
          readOnly: true
          writeOnly: false
        rate:
          type: string
          description: The rate of the conversion.
          readOnly: true
          writeOnly: false
        amount:
          type: object
          description: The amount of the conversion.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        counter_amount:
          type: object
          description: The amount of the counter conversion.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        group_uuid:
          type: string
          description: The group uuid of the conversion.
          readOnly: true
          writeOnly: false
        type:
          type: string
          description: The type of this conversion.
          readOnly: true
          writeOnly: false
        order_type:
          type: string
          description: The order type, buying or selling.
          readOnly: true
          writeOnly: false
        label_monetary_account:
          type: object
          description: The label of the monetary account.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelMonetaryAccount'
        counter_label_monetary_account:
          type: object
          description: The label of the counter monetary account.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelMonetaryAccount'
        payment:
          type: object
          description: The payment associated with this conversion.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Payment'
    CurrencyConversionQuoteCreate:
      type: object
      properties:
        Id:
          type: object
          description: The id of the created item
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/BunqId'
    CurrencyConversionQuoteRead:
      type: object
      properties:
        id:
          type: integer
          description: The id of the quote.
          readOnly: true
          writeOnly: false
        created:
          type: string
          description: The timestamp of the quote's creation.
          readOnly: true
          writeOnly: false
        updated:
          type: string
          description: The timestamp of the quote's last update.
          readOnly: true
          writeOnly: false
        status:
          type: string
          description: The status of the quote.
          readOnly: true
          writeOnly: false
        amount_source:
          type: object
          description: The amount to convert.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        amount_target:
          type: object
          description: The amount to convert to.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        rate:
          type: string
          description: The conversion rate.
          readOnly: true
          writeOnly: false
        time_expiry:
          type: string
          description: >-
            Timestamp for when this quote expires and the user should request a
            new one.
          readOnly: true
          writeOnly: false
    CurrencyConversionQuoteUpdate:
      type: object
      properties:
        Id:
          type: object
          description: The id of the created item
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/BunqId'
    ExportStatementCreate:
      type: object
      properties:
        Id:
          type: object
          description: The id of the created item
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/BunqId'
    ExportStatementRead:
      type: object
      properties:
        id:
          type: integer
          description: The id of the customer statement model.
          readOnly: true
          writeOnly: false
        created:
          type: string
          description: The timestamp of the statement model's creation.
          readOnly: true
          writeOnly: false
        updated:
          type: string
          description: The timestamp of the statement model's last update.
          readOnly: true
          writeOnly: false
        date_start:
          type: string
          description: The date from when this statement shows transactions.
          readOnly: true
          writeOnly: false
        date_end:
          type: string
          description: The date until which statement shows transactions.
          readOnly: true
          writeOnly: false
        status:
          type: string
          description: The status of the export.
          readOnly: true
          writeOnly: false
        statement_number:
          type: integer
          description: MT940 Statement number. Unique per monetary account.
          readOnly: true
          writeOnly: false
        statement_format:
          type: string
          description: The format of statement.
          readOnly: true
          writeOnly: false
        regional_format:
          type: string
          description: The regional format of a CSV statement.
          readOnly: true
          writeOnly: false
        alias_monetary_account:
          type: object
          description: The monetary account for which this statement was created.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelMonetaryAccount'
    ExportStatementDelete:
      type: object
    DraftPaymentCreate:
      type: object
      properties:
        id:
          type: integer
          description: The id of the created DrafPayment.
          readOnly: true
          writeOnly: false
    DraftPaymentUpdate:
      type: object
      properties:
        id:
          type: integer
          description: The id of the created DrafPayment.
          readOnly: true
          writeOnly: false
    DraftPaymentRead:
      type: object
      properties:
        id:
          type: integer
          description: The id of the created DrafPayment.
          readOnly: true
          writeOnly: false
        monetary_account_id:
          type: integer
          description: The id of the MonetaryAccount the DraftPayment applies to.
          readOnly: true
          writeOnly: false
        user_alias_created:
          type: object
          description: The label of the User who created the DraftPayment.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelUser'
        responses:
          type: array
          description: All responses to this draft payment.
          readOnly: true
          writeOnly: false
          items:
            $ref: '#/components/schemas/DraftPaymentResponse'
        status:
          type: string
          description: The status of the DraftPayment.
          readOnly: true
          writeOnly: false
        type:
          type: string
          description: The type of the DraftPayment.
          readOnly: true
          writeOnly: false
        entries:
          type: array
          description: The entries in the DraftPayment.
          readOnly: true
          writeOnly: false
          items:
            $ref: '#/components/schemas/DraftPaymentEntry'
        object:
          type: object
          description: >-
            The Payment or PaymentBatch. This will only be present after the
            DraftPayment has been accepted.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/DraftPaymentAnchorObject'
        request_reference_split_the_bill:
          type: array
          description: >-
            The reference to the object used for split the bill. Can be
            RequestInquiry or RequestInquiryBatch
          readOnly: true
          writeOnly: false
          items:
            $ref: '#/components/schemas/RequestInquiryReference'
        schedule:
          type: object
          description: The schedule details.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Schedule'
    ExportRibCreate:
      type: object
      properties:
        id:
          type: integer
          description: The id of the rib as created on the server.
          readOnly: true
          writeOnly: false
    ExportRibRead:
      type: object
      properties:
        id:
          type: integer
          description: The id of the rib as created on the server.
          readOnly: true
          writeOnly: false
        created:
          type: string
          description: The timestamp of the RIB's creation.
          readOnly: true
          writeOnly: false
        updated:
          type: string
          description: The timestamp of the RIB's last update.
          readOnly: true
          writeOnly: false
    ExportRibDelete:
      type: object
    IdealMerchantTransactionCreate:
      type: object
      properties:
        Id:
          type: object
          description: The id of the created item
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/BunqId'
    IdealMerchantTransactionRead:
      type: object
      properties:
        monetary_account_id:
          type: integer
          description: >-
            The id of the monetary account this ideal merchant transaction links
            to.
          readOnly: true
          writeOnly: false
        alias:
          type: object
          description: The alias of the monetary account to add money to.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelMonetaryAccount'
        counterparty_alias:
          type: object
          description: The alias of the monetary account the money comes from.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelMonetaryAccount'
        amount_guaranteed:
          type: object
          description: >-
            In case of a successful transaction, the amount of money that will
            be transferred.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        amount_requested:
          type: object
          description: The requested amount of money to add.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        expiration:
          type: string
          description: When the transaction will expire.
          readOnly: true
          writeOnly: false
        issuer:
          type: string
          description: The BIC of the issuer.
          readOnly: true
          writeOnly: false
        issuer_name:
          type: string
          description: The Name of the issuer.
          readOnly: true
          writeOnly: false
        issuer_authentication_url:
          type: string
          description: 'The URL to visit to '
          readOnly: true
          writeOnly: false
        purchase_identifier:
          type: string
          description: The 'purchase ID' of the iDEAL transaction.
          readOnly: true
          writeOnly: false
        status:
          type: string
          description: The status of the transaction.
          readOnly: true
          writeOnly: false
        status_timestamp:
          type: string
          description: When the status was last updated.
          readOnly: true
          writeOnly: false
        transaction_identifier:
          type: string
          description: The 'transaction ID' of the iDEAL transaction.
          readOnly: true
          writeOnly: false
    PaymentAutoAllocateInstanceRead:
      type: object
      properties:
        id:
          type: integer
          description: The id of the PaymentAutoAllocateInstance.
          readOnly: true
          writeOnly: false
        created:
          type: string
          description: The timestamp when the PaymentAutoAllocateInstance was created.
          readOnly: true
          writeOnly: false
        updated:
          type: string
          description: The timestamp when the PaymentAutoAllocateInstance was last updated.
          readOnly: true
          writeOnly: false
        payment_auto_allocate_id:
          type: integer
          description: The ID of the payment auto allocate this instance belongs to.
          readOnly: true
          writeOnly: false
        status:
          type: string
          description: >-
            The status of the payment auto allocate instance. SUCCEEDED or
            FAILED.
          readOnly: true
          writeOnly: false
        error_message:
          type: array
          description: The error message, if the payment auto allocating failed.
          readOnly: true
          writeOnly: false
          items:
            $ref: '#/components/schemas/Error'
        payment_batch:
          type: object
          description: The payment batch allocating all the payments.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/PaymentBatch'
        payment_id:
          type: integer
          description: The ID of the payment that triggered the allocating of the payments.
          readOnly: true
          writeOnly: false
    InvoiceRead:
      type: object
      properties:
        id:
          type: integer
          description: The id of the invoice object.
          readOnly: true
          writeOnly: false
        created:
          type: string
          description: The timestamp of the invoice object's creation.
          readOnly: true
          writeOnly: false
        updated:
          type: string
          description: The timestamp of the invoice object's last update.
          readOnly: true
          writeOnly: false
        invoice_date:
          type: string
          description: The invoice date.
          readOnly: true
          writeOnly: false
        invoice_number:
          type: string
          description: The invoice number.
          readOnly: true
          writeOnly: false
        status:
          type: string
          description: The invoice status.
          readOnly: true
          writeOnly: false
        category:
          type: string
          description: The category to display to the user.
          readOnly: true
          writeOnly: false
        group:
          type: array
          description: The invoice item groups.
          readOnly: true
          writeOnly: false
          items:
            $ref: '#/components/schemas/InvoiceItemGroup'
        total_vat_inclusive:
          type: object
          description: The total discounted item price including VAT.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        total_vat_exclusive:
          type: object
          description: The total discounted item price excluding VAT.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        total_vat:
          type: object
          description: The VAT on the total discounted item price.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        alias:
          type: object
          description: >-
            The label that's displayed to the counterparty with the invoice.
            Includes user.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelMonetaryAccount'
        address:
          type: object
          description: The customer's address.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Address'
        counterparty_alias:
          type: object
          description: The label of the counterparty of the invoice. Includes user.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelMonetaryAccount'
        counterparty_address:
          type: object
          description: The company's address.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Address'
        chamber_of_commerce_number:
          type: string
          description: The company's chamber of commerce number.
          readOnly: true
          writeOnly: false
        vat_number:
          type: string
          description: The company's chamber of commerce number.
          readOnly: true
          writeOnly: false
        request_reference_split_the_bill:
          type: array
          description: >-
            The reference to the object used for split the bill. Can be
            RequestInquiry or RequestInquiryBatch
          readOnly: true
          writeOnly: false
          items:
            $ref: '#/components/schemas/RequestInquiryReference'
    MasterCardActionRead:
      type: object
      properties:
        id:
          type: integer
          description: The id of the MastercardAction.
          readOnly: true
          writeOnly: false
        monetary_account_id:
          type: integer
          description: The id of the monetary account this action links to.
          readOnly: true
          writeOnly: false
        card_id:
          type: integer
          description: The id of the card this action links to.
          readOnly: true
          writeOnly: false
        amount_local:
          type: object
          description: The amount of the transaction in local currency.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        amount_converted:
          type: object
          description: The amount of the transaction in local currency.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        amount_billing:
          type: object
          description: The amount of the transaction in the monetary account's currency.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        amount_original_local:
          type: object
          description: The original amount in local currency.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        amount_original_billing:
          type: object
          description: The original amount in the monetary account's currency.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        amount_fee:
          type: object
          description: The fee amount as charged by the merchant, if applicable.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/Amount'
        card_authorisation_id_response:
          type: string
          description: >-
            The response code by which authorised transaction can be identified
            as authorised by bunq.
          readOnly: true
          writeOnly: false
        decision:
          type: string
          description: Why the transaction was denied, if it was denied, or just ALLOWED.
          readOnly: true
          writeOnly: false
        payment_status:
          type: string
          description: >-
            The payment status of the transaction. For example
            PAYMENT_SUCCESSFUL, for a successful payment.
          readOnly: true
          writeOnly: false
        decision_description:
          type: string
          description: >-
            Empty if allowed, otherwise a textual explanation of why it was
            denied.
          readOnly: true
          writeOnly: false
        decision_description_translated:
          type: string
          description: >-
            Empty if allowed, otherwise a textual explanation of why it was
            denied in user's language.
          readOnly: true
          writeOnly: false
        decision_together_url:
          type: string
          description: >-
            Empty if allowed or if no relevant Together topic exists, otherwise
            contains the URL for a Together topic with more information about
            the decision.
          readOnly: true
          writeOnly: false
        description:
          type: string
          description: The description for this transaction to display.
          readOnly: true
          writeOnly: false
        authorisation_status:
          type: string
          description: The status in the authorisation process.
          readOnly: true
          writeOnly: false
        authorisation_type:
          type: string
          description: The type of transaction that was delivered using the card.
          readOnly: true
          writeOnly: false
        pan_entry_mode_user:
          type: string
          description: >-
            The type of entry mode the user used. Can be 'ATM', 'ICC',
            'MAGNETIC_STRIPE' or 'E_COMMERCE'.
          readOnly: true
          writeOnly: false
        settlement_status:
          type: string
          description: The setlement status in the authorisation process.
          readOnly: true
          writeOnly: false
        clearing_status:
          type: string
          description: >-
            The clearing status of the authorisation. Can be 'PENDING',
            'FIRST_PRESENTMENT_COMPLETE' or 'REFUND_LENIENCY'.
          readOnly: true
          writeOnly: false
        maturity_date:
          type: string
          description: The maturity date.
          readOnly: true
          writeOnly: false
        city:
          type: string
          description: >-
            The city where the message originates from as announced by the
            terminal.
          readOnly: true
          writeOnly: false
        alias:
          type: object
          description: >-
            The monetary account label of the account that this action is
            created for.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelMonetaryAccount'
        counterparty_alias:
          type: object
          description: The monetary account label of the counterparty.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelMonetaryAccount'
        label_card:
          type: object
          description: The label of the card.
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/LabelCard'
        merchant_id:
          type: string
          description: The identification string of the merchant.
          readOnly: true
          writeOnly: false
        token_status:
          type: string
          description: >-
            If this is a tokenisation action, this shows the status of the
            token.
          readOnly: true
          writeOnly: false
        reservation_expiry_time:
          type: string
          description: If this is a reservation, the moment the reservation will expire.
          readOnly: true
          writeOnly: false
        clearing_expiry_time:
          type: string
          description: >-
            The time when the processing of the clearing is expired, refunding
            the authorisation.
          readOnly: true
          writeOnly: false
        applied_limit:
          type: string
          description: >-
            The type of the limit applied to validate if this MasterCardAction
            was within the spending limits. The returned string matches the
            limit types as defined in the card endpoint.
          readOnly: true
          writeOnly: false
        secure_code_id:
          type: integer
          description: The secure code id for this mastercard action or null.
          readOnly: true
          writeOnly: false
        wallet_provider_id:
          type: string
          description: >-
            The ID of the wallet provider as defined by MasterCard. 420 = bunq
            Android app with Tap&Pay; 103 = Apple Pay.
          readOnly: true
          writeOnly: false
        request_reference_split_the_bill:
          type: array
          description: >-
            The reference to the object used for split the bill. Can be
            RequestInquiry or RequestInquiryBatch
          readOnly: true
          writeOnly: false
          items:
            $ref: '#/components/schemas/RequestInquiryReference'
        all_mastercard_action_refund:
          type: array
          description: A reference to the Refunds if they exist.
          readOnly: true
          writeOnly: false
          items:
            $ref: '#/components/schemas/MasterCardActionRefund'
        pos_card_presence:
          type: string
          description: The Card Presence type of the POS.
          readOnly: true
          writeOnly: false
        pos_card_holder_presence:
          type: string
          description: The Card Holder Presence type of the POS.
          readOnly: true
          writeOnly: false
        eligible_whitelist_id:
          type: integer
          description: The whitelist id for this action or null.
          readOnly: true
          writeOnly: false
        cashback_payout_item:
          type: object
          description: The cashback payout item for this action or null
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/CashbackPayoutItem'
        blacklist:
          type: object
          description: The blacklist enabled for the merchant of this transaction
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/UserBlacklistMasterCardMerchant'
        additional_authentication_status:
          type: string
          description: >-
            The status of the additional authentication performed (3ds) by the
            user for this transaction.
          readOnly: true
          writeOnly: false
        pin_status:
          type: string
          description: Status checking the provided PIN.
          readOnly: true
          writeOnly: false
        mastercard_action_report:
          type: object
          description: The report for this transaction
          readOnly: true
          writeOnly: false
          $ref: '#/components/schemas/MasterCardActionReport'
        merchant_category_code:
          type: string
          description: The MCC provided.
          readOnly: true
          writeOnly: false
    MonetaryAccountRead:
      type: object
      properties:


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