Bloom Credit

Bloom Credit API

RESTful API providing access to consumer credit data from Equifax, Experian, and TransUnion. Supports consumer registration with consent, tri-bureau credit report retrieval, FICO and VantageScore credit scores, trade line data, and real-time credit monitoring with webhook alerts. Requires API key authentication.

GitHub OpenAPI

Documentation

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Documentation
https://bloomcredit.io/

Specifications

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OpenAPI
https://raw.githubusercontent.com/api-evangelist/bloom-credit/refs/heads/main/openapi/bloom-credit-api-openapi.yaml

Other Resources

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NaftikoCapability
https://raw.githubusercontent.com/api-evangelist/bloom-credit/refs/heads/main/capabilities/bloom-credit-credit-intelligence.yaml
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SpectralRules
https://raw.githubusercontent.com/api-evangelist/bloom-credit/refs/heads/main/rules/bloom-credit-spectral-rules.yml
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Vocabulary
https://raw.githubusercontent.com/api-evangelist/bloom-credit/refs/heads/main/vocabulary/bloom-credit-vocabulary.yaml