The Binance Crypto Loan API provides programmatic access to cryptocurrency-collateralized lending services. Developers can borrow assets by pledging cryptocurrency as collateral, repay outstanding loans, adjust collateral amounts, and query loan orders and repayment history. The API supports both flexible and fixed-term loan products with varying interest rates and loan-to-value ratios, enabling applications that need liquidity without selling underlying crypto holdings.
openapi: 3.1.0
info:
title: Binance Crypto Loan API
description: >-
The Binance Crypto Loan API provides programmatic access to
cryptocurrency-collateralized lending services. Developers can borrow
assets by pledging cryptocurrency as collateral, repay outstanding
loans, adjust collateral amounts, and query loan orders and repayment
history.
version: '1'
contact:
name: Binance Support
url: https://www.binance.com/en/support
termsOfService: https://www.binance.com/en/terms
externalDocs:
description: Binance Crypto Loan Documentation
url: https://developers.binance.com/docs/crypto_loan/general-info
servers:
- url: https://api.binance.com
description: Production Server
tags:
- name: Crypto Loan
description: >-
Loan borrowing, repayment, and query endpoints.
security:
- apiKey: []
paths:
/sapi/v2/loan/flexible/borrow:
post:
operationId: flexibleBorrow
summary: Flexible loan borrow
description: >-
Borrow assets via flexible crypto loan.
tags:
- Crypto Loan
parameters:
- name: loanCoin
in: query
required: true
schema:
type: string
- name: loanAmount
in: query
schema:
type: string
- name: collateralCoin
in: query
required: true
schema:
type: string
- name: collateralAmount
in: query
schema:
type: string
- name: recvWindow
in: query
schema:
type: integer
- name: timestamp
in: query
required: true
schema:
type: integer
format: int64
- name: signature
in: query
required: true
schema:
type: string
responses:
'200':
description: Success
content:
application/json:
schema:
type: object
properties:
loanCoin:
type: string
loanAmount:
type: string
collateralCoin:
type: string
collateralAmount:
type: string
status:
type: string
security:
- apiKey: []
hmacSignature: []
/sapi/v2/loan/flexible/repay:
post:
operationId: flexibleRepay
summary: Flexible loan repay
description: >-
Repay a flexible crypto loan.
tags:
- Crypto Loan
parameters:
- name: loanCoin
in: query
required: true
schema:
type: string
- name: collateralCoin
in: query
required: true
schema:
type: string
- name: repayAmount
in: query
required: true
schema:
type: string
- name: collateralReturn
in: query
schema:
type: boolean
- name: fullRepayment
in: query
schema:
type: boolean
- name: recvWindow
in: query
schema:
type: integer
- name: timestamp
in: query
required: true
schema:
type: integer
format: int64
- name: signature
in: query
required: true
schema:
type: string
responses:
'200':
description: Success
content:
application/json:
schema:
type: object
properties:
loanCoin:
type: string
collateralCoin:
type: string
remainingDebt:
type: string
remainingCollateral:
type: string
fullRepayment:
type: boolean
currentLTV:
type: string
repayStatus:
type: string
security:
- apiKey: []
hmacSignature: []
/sapi/v2/loan/flexible/adjust/ltv:
post:
operationId: flexibleAdjustLtv
summary: Flexible loan adjust LTV
description: >-
Adjust the loan-to-value ratio by adding or removing collateral.
tags:
- Crypto Loan
parameters:
- name: loanCoin
in: query
required: true
schema:
type: string
- name: collateralCoin
in: query
required: true
schema:
type: string
- name: adjustmentAmount
in: query
required: true
schema:
type: string
- name: direction
in: query
required: true
description: >-
ADDITIONAL to add collateral, REDUCED to remove.
schema:
type: string
enum: [ADDITIONAL, REDUCED]
- name: recvWindow
in: query
schema:
type: integer
- name: timestamp
in: query
required: true
schema:
type: integer
format: int64
- name: signature
in: query
required: true
schema:
type: string
responses:
'200':
description: Success
content:
application/json:
schema:
type: object
security:
- apiKey: []
hmacSignature: []
/sapi/v2/loan/flexible/ongoing/orders:
get:
operationId: getFlexibleLoanOrders
summary: Get flexible loan ongoing orders
description: >-
Get ongoing flexible loan orders.
tags:
- Crypto Loan
parameters:
- name: loanCoin
in: query
schema:
type: string
- name: collateralCoin
in: query
schema:
type: string
- name: current
in: query
schema:
type: integer
default: 1
- name: limit
in: query
schema:
type: integer
default: 10
maximum: 100
- name: recvWindow
in: query
schema:
type: integer
- name: timestamp
in: query
required: true
schema:
type: integer
format: int64
- name: signature
in: query
required: true
schema:
type: string
responses:
'200':
description: Success
content:
application/json:
schema:
type: object
properties:
rows:
type: array
items:
type: object
total:
type: integer
security:
- apiKey: []
hmacSignature: []
/sapi/v2/loan/flexible/loanable/data:
get:
operationId: getLoanableAssets
summary: Get flexible loan assets data
description: >-
Get available loanable assets and their details.
tags:
- Crypto Loan
parameters:
- name: loanCoin
in: query
schema:
type: string
- name: recvWindow
in: query
schema:
type: integer
- name: timestamp
in: query
required: true
schema:
type: integer
format: int64
- name: signature
in: query
required: true
schema:
type: string
responses:
'200':
description: Success
content:
application/json:
schema:
type: object
properties:
rows:
type: array
items:
type: object
total:
type: integer
security:
- apiKey: []
hmacSignature: []
/sapi/v2/loan/flexible/collateral/data:
get:
operationId: getCollateralAssets
summary: Get flexible loan collateral assets data
description: >-
Get available collateral assets and their details.
tags:
- Crypto Loan
parameters:
- name: collateralCoin
in: query
schema:
type: string
- name: recvWindow
in: query
schema:
type: integer
- name: timestamp
in: query
required: true
schema:
type: integer
format: int64
- name: signature
in: query
required: true
schema:
type: string
responses:
'200':
description: Success
content:
application/json:
schema:
type: object
properties:
rows:
type: array
items:
type: object
total:
type: integer
security:
- apiKey: []
hmacSignature: []
components:
securitySchemes:
apiKey:
type: apiKey
in: header
name: X-MBX-APIKEY
hmacSignature:
type: apiKey
in: query
name: signature