Assurant APEX Embedded Insurance API

openapi: 3.1.0
info:
  title: Assurant APEX Embedded Insurance API
  description: >-
    The Assurant APEX (Assurant Product Experience Exchange) platform
    provides embedded insurance APIs that enable partners to integrate
    protection products, claims management, and diagnostics into their
    workflows. The scalable API platform supports 99.95% uptime and
    covers multiple product lines across various industries.
  version: '2026-01-01'
  contact:
    name: Assurant Developer Portal
    url: https://api-prod.portal.assurant.com
externalDocs:
  description: Assurant APEX Documentation
  url: https://www.assurant.com/partner-with-us/apex
servers:
  - url: https://api-prod.portal.assurant.com
    description: Production
tags:
  - name: Claims
    description: Claims filing and management
  - name: Enrollments
    description: Customer enrollment operations
  - name: Policies
    description: Insurance policy management
  - name: Products
    description: Insurance product catalog
security:
  - apiKeyAuth: []
paths:
  /products:
    get:
      operationId: listProducts
      summary: List insurance products
      description: Retrieve available insurance and protection products.
      tags:
        - Products
      parameters:
        - name: category
          in: query
          schema:
            type: string
            enum:
              - device-protection
              - renters-insurance
              - auto
              - connected-living
      responses:
        '200':
          description: Successful response
          content:
            application/json:
              schema:
                type: object
                properties:
                  products:
                    type: array
                    items:
                      $ref: '#/components/schemas/Product'
        '401':
          description: Unauthorized
  /enrollments:
    post:
      operationId: createEnrollment
      summary: Create enrollment
      description: Enroll a customer in an insurance or protection product.
      tags:
        - Enrollments
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/EnrollmentRequest'
      responses:
        '201':
          description: Enrollment created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Enrollment'
        '400':
          description: Bad request
  /claims:
    post:
      operationId: fileClaim
      summary: File a claim
      description: Submit a new insurance claim.
      tags:
        - Claims
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/ClaimRequest'
      responses:
        '201':
          description: Claim filed
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Claim'
        '400':
          description: Bad request
  /claims/{claimId}:
    get:
      operationId: getClaim
      summary: Get claim status
      description: Retrieve the status and details of an existing claim.
      tags:
        - Claims
      parameters:
        - name: claimId
          in: path
          required: true
          schema:
            type: string
      responses:
        '200':
          description: Successful response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Claim'
        '404':
          description: Claim not found
  /policies:
    get:
      operationId: listPolicies
      summary: List policies
      description: Retrieve a list of insurance policies.
      tags:
        - Policies
      responses:
        '200':
          description: Successful response
          content:
            application/json:
              schema:
                type: object
                properties:
                  policies:
                    type: array
                    items:
                      $ref: '#/components/schemas/Policy'
components:
  securitySchemes:
    apiKeyAuth:
      type: apiKey
      in: header
      name: X-API-Key
  schemas:
    Product:
      type: object
      properties:
        productId:
          type: string
        name:
          type: string
        category:
          type: string
        description:
          type: string
        pricing:
          type: object
          properties:
            amount:
              type: number
              format: double
            currency:
              type: string
    EnrollmentRequest:
      type: object
      required:
        - productId
        - customerId
      properties:
        productId:
          type: string
        customerId:
          type: string
        effectiveDate:
          type: string
          format: date
    Enrollment:
      type: object
      properties:
        enrollmentId:
          type: string
        productId:
          type: string
        customerId:
          type: string
        status:
          type: string
        effectiveDate:
          type: string
          format: date
    ClaimRequest:
      type: object
      required:
        - policyId
        - description
      properties:
        policyId:
          type: string
        description:
          type: string
        incidentDate:
          type: string
          format: date
    Claim:
      type: object
      properties:
        claimId:
          type: string
        policyId:
          type: string
        status:
          type: string
          enum:
            - submitted
            - under_review
            - approved
            - denied
            - paid
        description:
          type: string
        filedDate:
          type: string
          format: date
    Policy:
      type: object
      properties:
        policyId:
          type: string
        productId:
          type: string
        customerId:
          type: string
        status:
          type: string
          enum:
            - active
            - cancelled
            - expired
        effectiveDate:
          type: string
          format: date
        expirationDate:
          type: string
          format: date